don’t let fraud control you

take charge of fraud on your debit and credit cards

SecurLOCK helps you control, monitor, and manage card usage from from your mobile phone – prevent fraudulent transactions and not just detect fraud after the fact. Along with creating transaction controls that limit the way a card can be used, cardholders can access transaction history and set custom, real-time alerts that help minimize fraud.

Cardholders can choose what stores or cities their cards can be used in, how much can be spent with the card per week or month, and even when the card can be used (for example, you can lock your card so that no one can use it while you’re on vacation!).

Reduce Fraud

Peace of Mind

Be Empowered

download on the app store

SecurLOCK Equip introduces user preferences and user context into the transaction authorization stream. Just as fraud prevention systems ensure that a transaction does not violate the card issuer’s risk policies, card controls systems ensure that a transaction does not violate the cardholder’s usage policies.

Card Controls can be customized for each card to match the desired usage profile. Cardholders can set card controls for their own cards as well as their dependents’ cards. The controls work for existing payment cards over all existing payment methods. Card Control features include:

On/Off

  • A card can be turned “on” or “off” with a single touch.
  • A card can be turned on for a short duration of time or purchase window.
  • Users can see and change card status instantaneously via a mobile application.

    • Location

  • “My Location” control correlates user and merchant location for in-store purchase.
  • Users can open up a map on the mobile application, and size the map appropriately to specify the allowed region for card usage
  • Users can allow or deny international transactions.
  • Parents and businesses can control where their dependent cards can be used.

    • Spend Limits

  • Users can set spend thresholds for transaction amounts.
  • Users can set spend thresholds for weekly and monthly spend.
  • Parents and businesses can control for how much their dependent cards can be used.

    • Transaction Type

  • Users can enable or disable specific types of transactions and payment methods. For example, user can allow or deny eCommerce or mail order purchases
  • Parents and businesses can control the types of purchases that their dependents can make.

    • Merchant Type

  • Users can enable or disable specific categories or merchants. For example, users can allow or deny specific merchant categories such as gas stations, entertainment, personal care, and travel.
  • Parents or business owners can control the categories of merchant establishments where their dependents cards can be used.