banking with peace of mind
select the right account for you and then sign up online
FirstOak Checking
simple and easy to get started
• electronic statements
• unlimited debit card use
• unlimited check writing
• free online banking
• no monthly fee
FirstOak Rewards
More rewards
• minimal opening balance
• electronic or mailed statements
• unlimited check writing & ATM use
• ID Protect, accidental death, cell phone coverage, roadside assistance
FirstOak Rewards Plus
Our most rewarding account
• Your money earns interest
• minimal opening balance
• electronic or mailed statements
• ID Protect, accidental death, cell phone coverage, roadside assistance
checking comparison
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FirstOak Checking |
FirstOak Rewards |
FirstOak Rewards Plus |
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| Minimum Deposit | $100 | $100 | $100 |
| Free Online Mobile Banking | Yes | Yes | Yes |
| Free Mobile Deposit | Yes | Yes | Yes |
| Free Debit Card | Yes | Yes | Yes |
| Earns Interest* | No | No | Yes |
| Free Statement | E-Statement Only | E-Statement or Paper | E-Statement or Paper |
| Monthly Service Fee | None | $5 ($3 for 60+) Waived with $2500 balance |
$6 ($4 for 60+) Waived with $2500 balance |
| ID Protect with: | |||
| Identity Theft Resolution | No | Yes | Yes |
| Identity Theft Expense Reimbursement | No | $5,000 | $10,000 |
| Identity Monitoring | No | Yes | Yes |
| Single Bureau Credit File Monitoring | No | Yes | Yes |
| Credit Score Tracker | No | Yes | Yes |
| Debit and credit card registration | No | Yes | Yes |
| Online identity theft news center | No | Yes | Yes |
| Financial Wellness 360 | No | Yes | Yes |
| Accidental Death and Dismemberment | No | $5,000 | $10,000 |
| Cell Phone Protection | No | $400 / 4 phone lines | $600 / 4 phone lines |
| Roadside Assistance | No | Yes | yes |
*The information above is accurate as of the effective date. Interest Rates may change after an account is opened and these rates will be posted as of their effective date. Maintenance and / or activity fees may reduce earnings. APY = Annual Percentage Yield The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. A withdrawal of interest or any withdrawal may reduce earnings and a penalty may be applied on some accounts for early withdrawals. A minimum balance is required on all checking accounts (except electronic and copper accounts), savings (except Santa Savers), all CD, IRA and money market accounts. Interest Rates subject to change daily.
Contact a FirstOak Staff member for specific account information.